Everything You Need To Know On Maternity Cover In UAE

By | June 24, 2022

There is a great demand for maternity cover in UAE. This is because of the many benefits that it offers to work mothers. Maternity leave allows them to spend time with their newborn baby and bond with them. It also gives them time to recover from childbirth and get back into shape.

Maternity Insurance Cover In UAE  can be availed by any working mother who meets the eligibility criteria. The cover can be purchased from any leading insurance company in UAE. The policy can be tailored to meet the specific needs of the policyholder. The policy can be renewed annually, and the premium can be paid in installments.

Maternity Insurance Cover In UAE provides financial protection to working mothers if they cannot work due to pregnancy or childbirth. The policy pays a lump sum benefit to the policyholder if she cannot work for a specified period. The cover also provides for the payment of medical expenses incurred during pregnancy and childbirth.

Maternity cover in UAE is a great way to provide financial security to working mothers. In addition, it helps them to take care of their family and provides them with peace of mind.

Regarding maternity leave, the United Arab Emirates has one of the most generous policies in the world. Mothers are entitled to up to 90 days of paid leave, and there is no limit on the amount of time a mother can take off work for childcare purposes. However, there are some important things to remember if you’re planning maternity covere in the UAE.

Here’s everything you need to know:

  1. You’ll need a doctor’s note

To be eligible for maternity leave in the UAE, you’ll need to get a doctor’s note confirming your pregnancy. This note must be presented to your employer at least 30 days before your planned leave date.

  1. Your employer can’t refuse your request for maternity leave

Once you’ve presented your employer with a doctor’s note, they are legally obligated to grant your request for maternity leave. They cannot refuse your request or try to force you to take unpaid leave instead.

  1. You’re entitled to full pay during your maternity leave

During your maternity leave, you are entitled to receive your full salary from your employer. This includes any allowances or bonuses that you would normally receive.

  1. You can take up to 90 days of leave

Mothers in the UAE are entitled to up to 90 days of paid maternity leave. This includes 60 days of leave before the baby is born and 30 days of leave after the birth.

  1. You can extend your leave if you have complications

If you experience complications during your pregnancy or after your child’s birth, you can apply to extend your maternity leave. This extension must be approved by a doctor and will typically be for no more than an additional 60 days.

  1. You can take unpaid leave for childcare purposes

In addition to the 90 days of paid maternity leave, mothers in the UAE are entitled to take up to 18 months of unpaid leave for childcare purposes. This leave can be taken any time until the child reaches the age of three.

  1. You’re entitled to return to your previous job after your leave

After you’ve finished your maternity leave, you are entitled to return to your previous job on the same terms and conditions as before. This includes receiving the same salary, allowances, and benefits.

  1. Your employer must provide you with a safe working environment

Your employer is legally obligated to provide you with a safe working environment during your pregnancy and after your child’s birth. This includes making reasonable adjustments to your workstation and hours of work, if necessary.

  1. You can get help with childcare costs

The UAE government offers several subsidies and grants to help parents with the cost of childcare. These include the Child Care Allowance, which provides up to AED 3,000 per year for each child under the age of six, and the Working Mothers Grant, which provides up to AED 10,000 per year for working mothers with children under the age of three.

  1. You can get help with your housing costs

If you’re renting a property in the UAE, you may be eligible for the Housing Allowance, which provides up to AED 5,000 per year to help cover your rental costs. You can also apply for the Mortgage Relief Scheme, which provides up to AED 50,000 towards the cost of your mortgage.

  1. You can get help with your travel costs

Mothers traveling to and from work are entitled to a travel allowance of up to AED 2,000 per year. This allowance can cover the cost of public transport or fuel for your car.

  1. You can get help with your medical costs

The UAE government provides several subsidies and grants to help cover the cost of medical treatment, including the Health Insurance Premium Subsidy, which covers up to 75% of your health insurance premiums, and the Medical Treatment Grant, which provides up to AED 10,000 per year towards the cost of medical treatment.

  1. You can get help with your education costs

If you’re planning on returning to education after your maternity leave, you may be eligible for the Education Allowance, which provides up to AED 5,000 per year for tuition fees. You can also apply for the Student Loan Scheme, which offers up to AED 50,000 in interest-free loans to cover the cost of tuition fees.

  1. You can get help with your financial needs

If you’re struggling to make ends meet during your maternity leave, you can apply for Maternity Insurance Cover In UAE Scheme, which provides up to AED 10,000 per month for up to six months. You can also apply for the Emergency Living Allowance, which provides up to AED 5,000 per month for up to three months.

  1. You can get help with your legal needs

Mothers going through a divorce or custody battle are entitled to receive free legal advice from the UAE government. You can also apply for the Legal Aid Scheme, which provides financial assistance to cover the cost of legal fees.

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